Texas Health Insurance Companies
In an attempt to offer a starting point that will help you find quality health insurance providers, we have provided a list of the eight largest health insurance providers in Texas. We have also provided a brief statement from each of the listed providers.
Health Care Service Corporation Texas
Health Care Service Corporation (HCSC) is a customer-owned health benefits company focused on improving the health and wellness of our members and communities. Through its plans, affiliates and subsidiaries, HCSC offers a wide variety of health insurance plans. Their products include the Participating Provider Option (PPO), Health Maintenance Organization (HMO), and Point of Service (POS) plan, High Deductible Health Plans that are compatible with Health Savings Accounts (HSA) and Health Care Accounts (HCA) as well as traditional indemnity and Medicare Supplemental plans.
UnitedHealthcare Insurance Company Texas
UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States.
As a recognized leader in the health and well-being industry, we strive to: Improve the quality and effectiveness of health care for all Americans, and Enhance access to health benefits
Create products and services that make health care more affordable Use technology to make the health care system easier to navigate. Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare’s nationwide network includes 668,230 physicians and health care professionals, 80,000 dentists and 5,174 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.
Pacificare of Texas Inc.
Pacificare’s Signature series encompasses a range of plans and benefits that will meet any budget for employer-based groups and for individuals and families. The portfolio includes the standards (PPO, POS, HMO). In addition, an Indemnity plan allows a non-referred doctor and specialist visits while Self-Directed Health Plans are allowance-based with few restrictions. Specialty services include paid dental, vision, and prescription programs.
Aetna Life Insurance Company Texas
Aetna is one of the largest providers of health care, dental and pharmacy insurance in Texas. Aetna customers include employer groups, individuals, college students, part-time and hourly workers, health plans and government-sponsored plans.
Humana Insurance Company Texas
Humana offers the following types of plans
Traditional health insurance plans with office visit copays. Plans that pay 100% for most covered in-network expenses after you meet your deductible and HSA-qualified High Deductible Health Plan (HDHP)
Unique plan designs like Short Term Medical for when you need coverage for only a short amount of time.
With many of our plans, you can add optional benefits for an additional cost. A few of these benefits include:
Dental
Life
Supplemental accident coverage
Amerigroup Texas Inc.
Amerigroup’s business is managing publicly funded health programs for our Nation’s most vulnerable. Amerigroup is honored to be a Fortune 500 company serving approximately 2 million members in 11 states. Nationwide, we serve one out of every 35 Medicaid recipients and one out of every 25 kids covered by CHIP. We improve access to quality health care for our members while lowering costs for taxpayers. We coordinate services for individuals in publicly funded health care programs. Amerigroup accepts all eligible people regardless of age, sex, race or disability.
Aetna Health Inc. Texas Corporation
The Texas health insurance company of Aetna health does its best to offer many kinds of health plans to suit all kinds of medical histories and current situations. A variety of plans like small business insurance policies, family and single plans can be found with this Texas insurance provider. The company’s plan portfolio includes HMO’s PPO’s and POS plans with options ranging from high deductibles to zero deductibles. The company also offers plans that feature dental coverage and vision coverage.
Superior Healthplan Inc. Texas
Superior HealthPlan (Superior) is a managed health care company that provides health care for many Texans. Superior works with the State of Texas Health and Human Services Commission (HHSC) to bring you STAR (Medicaid), Children’s Health Insurance Program (CHIP), CHIP Perinatal Care, and STAR+PLUS in many cities and counties across Texas. Our sister company, Superior HealthPlan Network, manages the STAR Health program on a statewide basis. Below is information on the programs offered by Superior HealthPlan in partnership with the State of Texas. CHIP Perinatal Care: designed to provide prenatal and delivery services to unborn children of low-income pregnant women who do not qualify for Medicaid. CHIP (including CHIP RSA): health care coverage available to families who earn too much money to qualify for Medicaid, but who cannot afford to buy private insurance. STAR (Medicaid): health care coverage for many low-income families. STAR Health (offered by Superior HealthPlan Network): health care coverage for children/young adults in foster care. STAR+PLUS (Medicaid): health care coverage for qualified low-income people who are elderly or who have a disability.
Resources:
http://health.usnews.com/health-plans/texas
http://www.life-insurance-info.us/companies_aetna.php?source=google
http://www.humana.com/individual_insurance/choose_humanaone.aspx
http://www.amerigroup.com/about-amerigroup
http://www.peelerinsurance.com/texas-aetna-health-insurance.php